Ford Lease Calculator – Estimate Your Monthly Payment

Use this Ford lease calculator to quickly estimate your monthly lease payments for a Ford vehicle.

How to Use the Ford Lease Calculator

To use the calculator, fill in all the required fields:

  • MSRP: The Manufacturer’s Suggested Retail Price of the vehicle.
  • Down Payment: The initial amount you’re paying for the lease.
  • Trade-In Value: The value of your trade-in vehicle (if any).
  • Lease Term: The duration of the lease in months.
  • Interest Rate: The annual interest rate for the lease.
  • Residual Value: The percentage of the MSRP that represents the vehicle’s value at the end of the lease.
  • Tax Rate: The applicable tax rate in your region.

Once all fields are populated, click the “Calculate” button to see your monthly lease payment.

How the Calculator Works

The calculator takes into account multiple parameters to offer you a comprehensive and accurate lease payment:

  • Capitalized Cost: This is the amount you are effectively financing, which equals the MSRP minus the down payment and trade-in value.
  • Residual Value: This is the predicted value of the car at the end of the lease, calculated as a percentage of the MSRP.
  • Depreciation: Represents the monthly cost of the car’s lost value over the lease term.
  • Financing Cost: The interest part of your lease, determined by the annual interest rate.
  • Tax: Calculated based on your local tax rate and added to the total lease payment.


The Ford Lease Calculator provides estimates and may not reflect the exact terms provided by lease offers from dealers. Always consult with your dealer for precise figures and read the lease contract carefully before signing.

Use Cases for This Calculator

Calculate Monthly Lease Payments

Enter the vehicle’s MSRP, estimated residual value, money factor, and lease term to calculate your monthly lease payments. Adjust the parameters to find the best payment plan that fits your budget.

Compare Multiple Vehicles

Input the lease details for various Ford vehicles to compare monthly payments side by side. Easily identify which model offers the most cost-effective lease terms and choose the perfect vehicle for you.

Estimate Total Lease Cost

By entering the expected mileage, additional fees, and down payment, you can estimate the total cost of leasing a Ford vehicle. Get a comprehensive overview of the expenses involved before making your decision.

Determine Down Payment

Adjust the down payment amount to see its impact on your monthly lease payments. Find the balance that keeps your upfront costs reasonable while keeping your monthly expenses affordable.

Calculate Residual Value

Enter the vehicle’s MSRP, lease term, and the estimated residual value percentage to calculate the expected residual value at the end of the lease. Get a clear picture of your vehicle’s future worth.

Understand Money Factor

Input the money factor provided by the leasing company to understand its impact on your lease payments. Compare multiple scenarios to ensure you are getting the best financing deal.

Consider Lease Term Options

Adjust the lease term (in months) to see how it affects your monthly payments. Explore different durations to find the optimal balance between affordability and commitment.

Factor in Taxes and Fees

Include applicable taxes and additional fees in your calculation to get an accurate estimate of your total lease cost. Ensure that you are financially prepared for all expenses associated with leasing a Ford vehicle.

Plan for Excess Mileage Charges

Input your anticipated mileage to estimate potential excess mileage charges at the end of your lease. Stay informed about additional costs and plan accordingly to avoid any surprises.

Save and Print Results

After calculating your lease details, save or print the results for future reference. Keep track of your calculations and easily compare different scenarios when deciding on the best Ford lease option for you.

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