HSBC Mortgage Calculator: Estimate Your Monthly Payments

Use this HSBC mortgage calculator to estimate your monthly mortgage payments based on your home loan details.

Mortgage Calculator

How to Use the Calculator

Enter the mortgage amount, annual interest rate, and length of the mortgage period in years. Click the “Calculate” button to see your monthly payment. This calculator determines your monthly payment using a fixed-rate mortgage formula.

How It Calculates

The calculator uses the formula: M = P [ i(1 + i)^n ] / [ (1 + i)^n – 1 ], where:

  • M is your monthly payment.
  • P is the principal loan amount.
  • i is your monthly interest rate. This is your annual rate divided by 12.
  • n is your number of payments (the number of months you will be paying the loan).


This calculator does not include other costs of owning a home, such as property taxes, home insurance, and PMI. It only provides an estimate for a fixed-rate mortgage.

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