Use this structured settlement calculator to determine the present value of your future structured settlement payments.

## Structured Settlement Calculator

### How to Use the Calculator

Enter the current value of your structured settlement in the “Present Value” field. Input your annual interest rate into the “Annual Interest Rate” field. Enter the total number of years you will receive payments in the “Number of Years” field, and how many times per year you receive a payment in the “Payments per Year” field. Click on “Calculate” to see the result.

### How It Calculates the Result

The calculator determines the total future value of your structured settlement by calculating the periodic payment amount that would deplete the present value over the specified number of years, given the annual interest rate and number of payments per year. The result provided is the total of all payments you will receive over the life of the settlement.

### Limitations

This calculator simplifies complex actuarial calculations and should be used for estimation purposes only. It does not account for taxes, fees, fluctuations in interest rates, or early withdrawal penalties that may apply to your structured settlement. For precise calculations and financial advice, please consult a financial professional.